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11 min read
Debt-to-Income Ratio Explained: What Home Buyers Need to Know in 2026
Learn how debt-to-income ratio affects mortgage approval, what lenders want to see, and proven strategies to improve your DTI for better loan terms and rates.
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Learn how debt-to-income ratio affects mortgage approval, what lenders want to see, and proven strategies to improve your DTI for better loan terms and rates.